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What is a cash advance?

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Gerald Vs. Dave

What’s the Difference?

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Keeping up with bills can be difficult sometimes, and when you’re needing that little bit of extra cash, predatory payday loan companies are waiting to make things worse for you. While these payday loan companies can get you quick cash in a pinch, the catch is you’re then trapped into a payment plan with insane interest rates and hidden fees. Fortunately, there are finance apps that are stepping to the plate to help those who are financially strapped without sending them into further debt.

Gerald and Dave are both apps that offer cash advance options that come without interest rates and hidden fees that only make things worse. While Dave is a popular option because of the $500 advances they offer, it’s not as comprehensive as Gerald when it comes to financing features. Gerald also offers cash advances, but our app also offers bill tracking, buy now pay later features, the option to get half of your paycheck early, online banking features with cashback, and much more. Sign up for Gerald today or read on to learn why Gerald is the best finance app.

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A Brief Overview

Gerald is so much more than just a cash advance app. It’s a way to get your finances under control. One of the first things you can do when you download Gerald is link your billing accounts. Gerald then creates a bill overview for you, so you always know when your bills are coming and how much you owe. Of course, if you’re going to be short on funds for the month, we can notify you and spot you the money. Gerald ensures that you never have to deal with overdraft charges or late fees again.

We also make sure to give you a couple of options for your cash advances, so you can choose what works best for your budget. Here are some ways you can request a cash advance after you sign up for Gerald:

  • Request up to $100 cash for the month to cover your bills. We’ll send you your cash right away, without interest or fees, and you can use it to cover whatever you need. Just pay us back later instead of stressing about the money.
  • Receive up to half of your paycheck early. Waiting for payday can really mess up a budget. Instead of waiting to get what you earned, why not request it early? We’ll send you the money and then you’ll get the other half of your paycheck when payday arrives.

With Gerald, your finances won’t be complicated anymore. You’ll have everything you need to keep bills organized, cover bills when you're short on funds, break up big purchases with buy now pay later, and much more.

Why People Choose Gerald

People choose Gerald because it gives them everything they need out of a bill and money management app. It’s nice to have options like cash advances and credit building, but that’s not always enough. Gerald gives you everything you need to stop stressing about finances. Our mission is to make sure everyone can reach a place of financial security and live a money-stress-free life. People choose Gerald because we care about our users and make sure to continue updating our app to better serve them. Here are some of the features our customers like best:

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Remove the Stress of Paying Your Monthly Bills

No matter where you are in your financial journey, paying bills isn’t fun. For many people, it can be downright stressful to keep track of all your bills and make sure you hit the due dates. With Gerald, bills are one less than to worry about. You can set your bills on autopilot, get notifications when you're short on funds, and get the money you need to cover them from Gerald.

Once all of your accounts are linked, you’ll never lose track of your bills again. Say goodbye to pesky overdraft charges and late fees. Gerald’s bill tracker is the best way to take as much stress out of the bill-paying process as possible.

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Get an Interest-Free Cash Advance

Cash advances are great…as long as they don’t come saddled with eye-popping interest rates and insane fees. Fortunately, that’s not something you have to worry about with Gerald. Gerald just gives you the money you need when you need it, and you can pay it back later when you have some more breathing room. Get up to $100 right away or get half of your paycheck early. Whichever works best for you works best for us.

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Use Built-In Overdraft Protection so You Won’t Pay Late Fees

Overdrafts are some of the most annoying charges you can get. The last thing you need is your own bank charging you money when you accidentally go past your account limit. With Gerald, we make sure this doesn’t happen again. And if you’re looking to switch over to online banking, you can open a secured account with Gerald and never deal with the irritating big banks again.

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What Customers Are Saying about Our Cash Advance App

You don’t have to take our word for it! Take a look at what some of our awesome customers are saying about Gerald:

"Great app. It works well and helps you when you need a little extra money for bills. The overdraft protection is a great feature. – Michelle Lavin"

"Extremely helpful, was able to pay my phone bill almost instantly after downloading. – Szejna Kuzbyt"

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Frequently asked question

How is Gerald different from other bill trackers?

What makes Gerald a popular Dave competitor?

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Download
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Today!

Stop stressing about bills and dealing with late fees. With Gerald, you can track your bills and pay them on time. Gerald has everything you need for financial peace of mind. To get started, just head to the Apple App store or the Google Play store and download our app. You can get started with Gerald right away, no initial deposit or credit check required. Sign up today if you’re ready to stop stressing about your money!

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©2024 Gerald Technologies, Inc. Made with ❤️ in NY

Gerald Technologies is a financial technology company, not a bank.

1 Not every user is eligible for advances, with amounts ranging from $30 to $100, contingent on Gerald's approval and company policies.

2 Advances provided by Gerald are in three forms: 1) Cash advances (transfers to a bank account), 2) Shop Now Pay Later, and 3) Mobile plan advances.

3 Shop Now Pay Later advances are available for purchases made on Cornerstore. Mobile plan advances are applicable to mobile plans via Cranberry Mobile.

4 To access some features, such as transferring a cash advance to a bank account, users must first use a minimum portion of their advance for purchases on Cornerstore or Cranberry Mobile plans. Once this minimum amount is met, the remaining advance balance can be transferred to a bank account.

5 To utilize advances, either as a cash advance, a mobile plan advance, or via Shop Now Pay Later, users must link their debit card associated with their connected bank account. Gerald conducts a debit card verification process, usually instant but may take up to 1 business day depending on the banks eligibility. A temporary hold of no more than $1 is used for the card verification process and is immediately released.

6 Advances are reassessed upon repayment of the previous advance or after 30 days if unused.

7 Users ineligible for a automatic advance have the opportunity to accumulate points that can be converted into store rewards.